Information we collect
Calculator inputs are processed to display estimates and are not intentionally treated as account records. We may collect information you voluntarily submit, such as contact details and feedback, along with technical information including IP address, browser type, device type, referring pages, and usage events.
Cookies and similar technologies
PayNest may use cookies, local storage, pixels, or similar technologies to operate the site, remember preferences, understand performance, prevent abuse, and measure traffic. Browser settings can limit cookies, although some features may work differently.
Analytics
We may use analytics services to understand aggregated website traffic, page usage, device categories, and referral sources. Analytics providers may process identifiers and technical data under their own privacy terms.
Advertising
PayNest does not currently display advertisements. If advertising is introduced, advertising partners may use cookies or similar technologies to measure ads or personalize content where permitted. This policy and any required consent controls will be updated before that use.
Third-party services
Hosting, security, analytics, form delivery, and other service providers may process limited information to perform services for PayNest. Links to third-party websites are governed by those websites’ policies, not this policy.
How information is used and retained
Information may be used to provide and improve the site, respond to requests, diagnose errors, understand usage, protect security, and meet legal obligations. We retain information only as long as reasonably necessary for those purposes.
US privacy rights
Depending on your state and applicable law, you may have rights to request access, correction, deletion, or information about certain uses and disclosures of personal data, and to appeal a denied request. We do not discriminate against users for exercising applicable privacy rights.
Children’s privacy
PayNest is intended for a general audience and is not directed to children under 13. We do not knowingly collect personal information from children under 13.
Policy changes and contact
We may update this policy as the site and legal requirements change. The revised date will appear above. Privacy questions can be directed through the PayNest contact page.