Location-based affordability
Cost of Living Calculator
Compare income with a practical housing budget, then explore how affordability considerations can differ across US states and local markets.
Income and housing
Estimate your housing budget
Enter gross annual income before taxes and payroll deductions.
- Gross monthly income
- $6,250
- 40% maximum guideline
- $2,500
- Income after 30% rent
- $4,375
Planning beyond rent
How to compare income, rent, and expenses
A cost-of-living plan starts with gross income and housing, but a useful budget also considers taxes, utilities, transportation, insurance, food, healthcare, debt, savings, and household size. The calculator uses the common 30% gross-income rent guideline as a starting point.
It does not claim to show current local market rent or total household expenses. Use the housing result as a benchmark, then compare it with current listings and your actual recurring costs in the city or region you are considering.
Explore by location
Cost of Living by State
Review affordability planning considerations and salary-based rent comparisons for each state.
Continue exploring